Why Our Site Exists

Are we predators or provider of solutions?

Here is what we offer

We are the go-to service for fast-track monetary assistance when others turn their backs on loyal customers. We are talking about those in mainstream lending who don't want to know their own customers when the rain comes.

Every day thousands of people go online to find a service that will offer them a sum of money (normally small) to help get them out of a tricky financial situation. This is exactly the service that we provide.

Now and then hard-working individuals find themselves in a bit of a squeeze when it comes to paying bills at the end of the month. Nine times out of ten the people that run just short of cash in this period are simply victims of unfortunate circumstances; an unforeseen car repair, a broken boiler etc – and it is these people that we aim to help.

More often than not people don’t need masses of cash to get them out of a sticky situation, they simply need a small amount (maybe for a duration of a couple of days) that they will then look to pay back when their next payday comes around. This is the market that we serve.

We basically provide a platform for people to get their hands on a small unsecured loan that will ultimately help to alleviate small financial strains. We are a credit broker that puts customers in touch with respected lenders in a bid to get people back on an even keel.

What we believe

We believe that in this day and age it is a ridiculous concept that if someone falls short of a couple of hundred pounds at the end of the month, that they have to either go into the red and take the situation as bad luck, or they have to approach the banks and ask for help.

People haven’t got the time to be going through reams of paperwork at the bank and pleading for loans, they want fast access to cash. Banks are also not an option for many people who haven’t got a top-notch credit rating.

For plenty of legitimate reasons, a vast number of people don’t have the perfect credit score and this impacts whether a bank will see them as a threat and refuse to issue them a loan. Plenty of hard working people who have been victims of circumstance are refused monetary assistance and we don’t think this is fair.

This is where we step in. We offer a facility whereby people can apply for a small loan amount. It takes minutes to fill in an application form and within a couple of hours people may be accepted and could have the money in their account before the close of play that same day.

Credit checks will be done, but people should not be deterred from using our service should they believe their credit history isn’t as pristine as it ought to be. We are a common-sense credit broker, we appreciate that life can throw up certain situations whereby people’s credit scores take a bit of a dent. This does not necessarily mean people are reckless with money; it’s life and life can throw up all sorts of anomalies. That’s why we’re here offering the service that we do. We want to help people who may not even be considered if they entered into other avenues.

 All applications are assessed thoroughly and more often than not, people are accepted for a loan. The whole process is simple and straight forward and within minutes people can be financially relived.


LoansBadCredit.co.uk is a trading name of Quick Loans Ltd, registered in England and Wales company number 09619094. Authorised and regulated by the Financial Conduct Authority 763132.

Offers of credit products will only be given after the application process. Applicants must be over the age of 18, have a UK address and not currently bankrupt.

Warning: Late repayment can cause you serious money problems. For help, go to the MoneyAdviceService.org.uk