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Before You Apply

Before you apply, you should take 2 seconds to think about whether or not a loan is right for you at this time. Loans are right for some people but not all.

There genuinely are other options to get you out of a spot of bother. Nothing is ever as negative as it seems. Although, you can make your financial situation worse by adding more pressure on to yourself.

If you are in any doubt as to whether or not this loan is right for you. We would recommend that you pause and ask for some independent advice. There are some great free financial advice routes open to you. The Money Advice Service is one that seems to have been well recommended by other users in the past.