Privacy Policy

Privacy Policy

Here at Loansbadcredit.co.uk we’re committed to safeguarding and preserving your privacy when you visit our site or communicate with us electronically.   

This Privacy Policy, together with our terms of use, explains what happens to any personal data that you give to us, or that we collect from you, when you are on this site.

We reserve the right to update and modify this Policy from time to time so please do return and review this Policy regularly.

By submitting your details to our website and using our services you are consenting to the use of your personal information in the manner described below.  If there is anything detailed below that you aren’t happy with then please don’t register.

Collecting Your Information

In operating our website we may collect and process data about you so that we are able to provide you with the best possible products and services, assess lending risks, update your records and identify fraud, money laundering and other criminal activity.  The type of information we collect includes:

i.      Details of your visits to our website and the resources that you access, including, but not limited to, traffic data, location data, weblogs and other communication data.

ii.     Information that you provide by filling in forms on our website, for example when you register for information, apply for a loan or communicate with us in any way.

Use of Cookies

Whilst you’re on our website we may also gather information regarding your computer by using a cookie file so that we can analyse traffic on our site and understand our customer behaviour.  Such information will not identify you personally as it is statistical data about our visitors and their use of our site.

Where used, a cookie file is downloaded to your computer automatically. It is stored on the hard drive of your computer and contains information that is transferred to your computer's hard drive. The cookie file helps us to improve our website and the service that we provide to you.

Your computer has the ability to decline a cookie file.  You can do this by activating the setting on your browser which enables you to decline the cookie file.  Please note that if you decide to decline cookie files it could prevent you from accessing particular parts of our website.

Our advertisers may also use cookie files, over which we have no control.  Such cookie files (if used) would be downloaded to your computer once you click on their advertisements on our website.

Use of Your Information

The information that we collect and store relating to you is primarily used to enable us to process your loan application.  In addition, we may use the information to provide you with information you request about our products or services, and to provide you with information on other products which we feel may be of interest to you, where you have consented to receive such information.  In addition your information will also be used to process payments, update and maintain our records and undertake statistical analysis. 

We will also share your information with any trusted and carefully selected third parties who are involved in the process of providing you with the services you request.  This includes credit reference agencies, fraud prevention agencies and collection agencies who are bound by contract to maintain the security of your personal information.

Further, we may use your data, or pass your data on to selected third parties who may use it to contact you by post, telephone, email or SMS so that you can be provided with information about unrelated goods and services which they consider may be of interest to you

We may also disclose your personal information to third parties:

i.      Where we sell any or all of our business and/or our assets to a third party.

ii.     Where we are legally required to disclose your information.

iii.    To assist fraud protection and minimise credit risk.

If you do not want us to use your data for our or third parties you will have the opportunity to withhold your consent to this when you provide your details to us on the form on which we collect your data.

Access to your Personal Information

The Data Protection Act 1998 gives you the right to access the information we hold about you. Any request you make to access this information may be subject to payment of a fee which we will advise you of in advance.  If you want to request the information that we hold, you can write to us using the contact details below

Age

In order to register with us and use our services you must be at least 18 years old.  We do not seek or hold any information about children under the age of 18.